Introduction...the situation as it stands...

Ok this is where I have to grit my teeth and actually figure out how much I owe, in TOTAL, now you'll have to bare with me because as I'm writing this I don't actually know the total, so If my fingers seize up or something I apoligise. So here goes (I'll start with the biggest debt and work my way down)...

MBNA - £6196
Mint - £4111.45
Natwest account - £2593.59

Moneyshop - £625
Powergen - £475.14

Council Tax - (not sure yet)
Natwest Credit Card - £394

o2 - £374.30
Severn Trent - (not sure yet)
Specsavers - £30
Ebay - £15.56
Library Fees - £8.45

Ok so thats a total of - £