Weekly budget...

To keep all this in order I've had to make a weekly budget which looks something like this...

20th Oct MBNA (£50) Natwest (£50) Natwest c/c (£50) Broadband (£18) £168
27th Oct Rent (£30) Powergen (£60) CT (£80) NTL (£20) TV (£11) £201
3rd Nov College (£85) Water (£25) Insurance (£13) O2 (£22) £145
10th Nov Moneyshop (£100) O2 (£100) £200
17th Nov MBNA (£50) Natwest (£50) Natwest c/c (£50) Broadband (£18) £168
24th Nov Rent (£30) Powergen (£60) CT (£80) NTL (£20) TV (£11) £201

...except its all in an excel spreadsheet and goes on until March and I need to add Mint now too, and if your wondering why I only pay £30 Rent, I pay all the bills and a little bit of rent and my boyfriend and Flatmate pay the rest of the rent. Also I get paid weekly, which makes it very difficult for monthly direct debits *sigh*

I've also got a little note book, to keep track of all my correspondance with creditors, phone, fax or letter, just for back up really. I record the date, time, name of person and any actions I need to make. x